The Value of Advice

The Potential Value of Holistic Advice

Potential Benefit Percent & Activity

0.50-
1.50%Financial Planning & Coaching

Identifying goal or gap
Develop strategy to solve
Provide ongoing communication & coaching

0.00-
0.28%Asset Allocation

Selecting appropriate asset class weightings

0.40-
0.80%Investment Selection

Manager selection
Active vs. passive
Cost control

0.35-
0.44%Rebalancing

Keep plans on track through systematic rebalancing strategy

0.75-
1.00%Tax Management

Asset location
Buy & Hold
Tax Harvesting

0.00-
1.10%Withdrawal Strategy

Purposeful & efficient distribution strategy

3%Total (Approximately)